Montessori Payday Style Math Game Cards
Game Overview
Investing Maters: Montessori Stamp Game Math Adventure
Introduction
Welcome to Money Matters, an engaging math adventure designed specifically for 4th-6th grade students! This interactive game transforms mathematical concepts into real-world financial scenarios that students solve using the Montessori stamp game. As children navigate through a weekly calendar, they'll encounter bills, shopping trips, surprise expenses, and payday rewards - all while practicing multiplication, division, and decimal operations in a hands-on, meaningful way.
Money Matters strengthens students' understanding of the decimal system through the concrete representation provided by the Montessori stamp game. By physically manipulating the stamp game materials to solve these practical math problems, students develop a deeper comprehension of place value and mathematical operations. The game creates an enjoyable environment where mathematics comes alive through everyday financial literacy situations that children can relate to and understand.
Game Overview
This math adventure helps students practice multiplication, division, and decimal operations using the Montessori stamp game. Students move through a weekly calendar, collecting mail, paying bills, earning money, and handling various financial situations.
Game Setup
- Use a weekly calendar board with spaces for Monday through Sunday
- Place "Mail" cards face down on designated days
- Place "Event" cards face down on weekend spaces
- Each player starts with $100 in stamp game materials
- Players track their money using Montessori stamp game pieces
Card Types
MONDAY: Mail Day
Electric Bill
Your electric bill arrived! The rate is $0.15 per kilowatt-hour. Your family used 124 kilowatt-hours this month. Calculate how much you owe and pay using your stamps.
Solution: 124 × $0.15 = $18.60
Phone Bill
Your family's phone bill has arrived. The monthly rate is $24.50 per phone. Your family has 4 phones. How much do you need to pay?
Solution: 4 × $24.50 = $98.00
Internet Bill
Your internet bill has arrived. The base rate is $35.75 plus $2.25 for each device connected to the network. You have 6 devices. Calculate your total bill.
Solution: $35.75 + (6 × $2.25) = $35.75 + $13.50 = $49.25
TUESDAY: Shopping Day
Grocery Shopping
You need to buy groceries for your family. Each person needs $12.75 worth of food for the week. There are 5 people in your family. How much will you spend in total?
Solution: 5 × $12.75 = $63.75
School Supplies
You need to buy notebooks for school. Each notebook costs $3.25. You need 8 notebooks for different subjects. How much will you spend?
Solution: 8 × $3.25 = $26.00
Clothing Sale
There's a sale at the clothing store! T-shirts that normally cost $15.00 are 40% off. If you buy 3 t-shirts, how much will you pay?
Solution: $15.00 × 0.6 = $9.00 per shirt, then 3 × $9.00 = $27.00
WEDNESDAY: Surprise Mail
Birthday Money
Your grandparents sent you birthday money! You received $25 from each of your 3 grandparents. How much did you receive in total?
Solution: 3 × $25 = $75
Library Fine
You have overdue library books! The fine is $0.25 per day for each book. You have 2 books that are 7 days late. How much do you owe?
Solution: 2 × 7 × $0.25 = $3.50
Fundraiser
Your school is having a fundraiser. You sold 18 candy bars at $2.50 each. How much money did you raise?
Solution: 18 × $2.50 = $45.00
THURSDAY: Bill Day
Water Bill
Your family's water bill has arrived. You used 135 gallons of water at a rate of $0.08 per gallon. How much do you owe?
Solution: 135 × $0.08 = $10.80
Streaming Services
Your family subscribes to 3 different streaming services. One costs $13.99, another costs $8.50, and the third costs $15.25. What is your total monthly cost?
Solution: $13.99 + $8.50 + $15.25 = $37.74
Pet Expenses
Your pet needs food and supplies. Dog food costs $22.95 per bag and lasts 9 days. How much would you spend on dog food for 27 days?
Solution: (27 ÷ 9) × $22.95 = 3 × $22.95 = $68.85
FRIDAY: Payday!
Weekly Allowance
It's payday! You earn $2.50 per chore, and you completed 8 chores this week. How much allowance did you earn?
Solution: 8 × $2.50 = $20.00
Banking Day
It's time to deposit money in your bank account! Your current balance is $156.25. You're depositing today's allowance. What's your new balance?
Solution: $156.25 + allowance earned
Interest Calculation
Your savings account earns 2% interest monthly. If you have $250 in your account, how much interest will you earn this month?
Solution: $250 × 0.02 = $5.00
SATURDAY: Weekend Events
Movie Theater
Your family is going to the movies! Tickets cost $8.75 for children and $12.50 for adults. Your group has 3 children and 2 adults. What's the total cost?
Solution: (3 × $8.75) + (2 × $12.50) = $26.25 + $25.00 = $51.25
Amusement Park
You're going to an amusement park! Tickets cost $45.75 per person. Your family of 6 is going. Calculate the total cost.
Solution: 6 × $45.75 = $274.50
Birthday Party
You're hosting a birthday party! Pizza costs $12.99 each and you need 3 pizzas. Drinks cost $1.25 per person for 12 people. What's your total cost?
Solution: (3 × $12.99) + (12 × $1.25) = $38.97 + $15.00 = $53.97
SUNDAY: Planning Ahead
Saving for a Bike
You want to buy a new bike that costs $225. If you save $18.75 each week, how many weeks will it take to save enough money?
Solution: $225 ÷ $18.75 = 12 weeks
Dividing Expenses
Your family spent $82.50 on dinner. If there are 5 people in your family, how much did dinner cost per person?
Solution: $82.50 ÷ 5 = $16.50 per person
Planning a Trip
Your family is planning a trip to Disneyland! Tickets cost $75 per person. If 6 people are going, what's the total cost for tickets?
Solution: 6 × $75 = $450
Additional Special Event Cards
Class Field Trip
Your class is going on a field trip! The bus costs $156 total. If there are 24 students going, how much does each student need to contribute?
Solution: $156 ÷ 24 = $6.50 per student
Fundraising Goal
Your class needs to raise $525 for new equipment. If each student raises $17.50, how many students are needed to reach the goal?
Solution: $525 ÷ $17.50 = 30 students
Group Project Supplies
Your group project requires supplies costing $43.20. If there are 6 students in your group, how much does each student pay if you split the cost equally?
Solution: $43.20 ÷ 6 = $7.20 per student
Game Rules
- Players take turns moving through the weekly calendar.
- When landing on a day, draw the corresponding card and solve the math problem.
- Use the Montessori stamp game materials to solve each problem.
- Track your money using the stamp game pieces.
- The player with the most money at the end of the "month" (4 weeks) wins!
This Payday-inspired math game helps students practice multiplication, division, and decimal operations using the Montessori stamp game. Students move through a weekly calendar, collecting mail, paying bills, earning money, and handling various financial situations.
Game Setup
- Use a weekly calendar board with spaces for Monday through Sunday
- Place "Mail" cards face down on designated days
- Place "Event" cards face down on weekend spaces
- Each player starts with $100 in stamp game materials
- Players track their money using Montessori stamp game pieces
Card Types
MONDAY: Mail Day
Electric Bill
Your electric bill arrived! The rate is $0.15 per kilowatt-hour. Your family used 124 kilowatt-hours this month. Calculate how much you owe and pay using your stamps.
Solution: 124 × $0.15 = $18.60
Phone Bill
Your family's phone bill has arrived. The monthly rate is $24.50 per phone. Your family has 4 phones. How much do you need to pay?
Solution: 4 × $24.50 = $98.00
Internet Bill
Your internet bill has arrived. The base rate is $35.75 plus $2.25 for each device connected to the network. You have 6 devices. Calculate your total bill.
Solution: $35.75 + (6 × $2.25) = $35.75 + $13.50 = $49.25
TUESDAY: Shopping Day
Grocery Shopping
You need to buy groceries for your family. Each person needs $12.75 worth of food for the week. There are 5 people in your family. How much will you spend in total?
Solution: 5 × $12.75 = $63.75
School Supplies
You need to buy notebooks for school. Each notebook costs $3.25. You need 8 notebooks for different subjects. How much will you spend?
Solution: 8 × $3.25 = $26.00
Clothing Sale
There's a sale at the clothing store! T-shirts that normally cost $15.00 are 40% off. If you buy 3 t-shirts, how much will you pay?
Solution: $15.00 × 0.6 = $9.00 per shirt, then 3 × $9.00 = $27.00
WEDNESDAY: Surprise Mail
Birthday Money
Your grandparents sent you birthday money! You received $25 from each of your 3 grandparents. How much did you receive in total?
Solution: 3 × $25 = $75
Library Fine
You have overdue library books! The fine is $0.25 per day for each book. You have 2 books that are 7 days late. How much do you owe?
Solution: 2 × 7 × $0.25 = $3.50
Fundraiser
Your school is having a fundraiser. You sold 18 candy bars at $2.50 each. How much money did you raise?
Solution: 18 × $2.50 = $45.00
THURSDAY: Bill Day
Water Bill
Your family's water bill has arrived. You used 135 gallons of water at a rate of $0.08 per gallon. How much do you owe?
Solution: 135 × $0.08 = $10.80
Streaming Services
Your family subscribes to 3 different streaming services. One costs $13.99, another costs $8.50, and the third costs $15.25. What is your total monthly cost?
Solution: $13.99 + $8.50 + $15.25 = $37.74
Pet Expenses
Your pet needs food and supplies. Dog food costs $22.95 per bag and lasts 9 days. How much would you spend on dog food for 27 days?
Solution: (27 ÷ 9) × $22.95 = 3 × $22.95 = $68.85
FRIDAY: Payday!
Weekly Allowance
It's payday! You earn $2.50 per chore, and you completed 8 chores this week. How much allowance did you earn?
Solution: 8 × $2.50 = $20.00
Banking Day
It's time to deposit money in your bank account! Your current balance is $156.25. You're depositing today's allowance. What's your new balance?
Solution: $156.25 + allowance earned
Interest Calculation
Your savings account earns 2% interest monthly. If you have $250 in your account, how much interest will you earn this month?
Solution: $250 × 0.02 = $5.00
SATURDAY: Weekend Events
Movie Theater
Your family is going to the movies! Tickets cost $8.75 for children and $12.50 for adults. Your group has 3 children and 2 adults. What's the total cost?
Solution: (3 × $8.75) + (2 × $12.50) = $26.25 + $25.00 = $51.25
Amusement Park
You're going to an amusement park! Tickets cost $45.75 per person. Your family of 6 is going. Calculate the total cost.
Solution: 6 × $45.75 = $274.50
Birthday Party
You're hosting a birthday party! Pizza costs $12.99 each and you need 3 pizzas. Drinks cost $1.25 per person for 12 people. What's your total cost?
Solution: (3 × $12.99) + (12 × $1.25) = $38.97 + $15.00 = $53.97
SUNDAY: Planning Ahead
Saving for a Bike
You want to buy a new bike that costs $225. If you save $18.75 each week, how many weeks will it take to save enough money?
Solution: $225 ÷ $18.75 = 12 weeks
Dividing Expenses
Your family spent $82.50 on dinner. If there are 5 people in your family, how much did dinner cost per person?
Solution: $82.50 ÷ 5 = $16.50 per person
Planning a Trip
Your family is planning a trip to Disneyland! Tickets cost $75 per person. If 6 people are going, what's the total cost for tickets?
Solution: 6 × $75 = $450
Additional Special Event Cards
Class Field Trip
Your class is going on a field trip! The bus costs $156 total. If there are 24 students going, how much does each student need to contribute?
Solution: $156 ÷ 24 = $6.50 per student
Fundraising Goal
Your class needs to raise $525 for new equipment. If each student raises $17.50, how many students are needed to reach the goal?
Solution: $525 ÷ $17.50 = 30 students
Group Project Supplies
Your group project requires supplies costing $43.20. If there are 6 students in your group, how much does each student pay if you split the cost equally?
Solution: $43.20 ÷ 6 = $7.20 per student
Game Rules
- Players take turns moving through the weekly calendar.
- When landing on a day, draw the corresponding card and solve the math problem.
- Use the Montessori stamp game materials to solve each problem.
- Track your money using the stamp game pieces.
- The player with the most money at the end of the "month" (4 weeks) wins!



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